Meager Income

Pay Off Debt, Retire Comfortably on Meager Income, Win the Lottery, Not Necessarily in that Order

Is now a good time to invest in Energy?

This holiday season, I am most grateful for the early Christmas gift we received from Energy companies in the form of cheaper fuel. The price of a barrel of oil had been range bound between $90 and $130 since April 2011. In June of this year, the price got as high as $115 a barrel […]

Using Dividends to Pay Down Debt

I really enjoy receiving Dividends!  Every month, as I send my dividends to creditors to pay off my debt, I’m reminded of the following dilemma: Is it better to pay down debt or invest the money and hope for a better return? According to wikinvest, my portfolio is averaging 3.6% return in dividends alone.  After […]

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