Meager Income

Pay Off Debt, Retire Comfortably on Meager Income, Win the Lottery, Not Necessarily in that Order

Changes to HARP

The guidelines for Home Affordable Refinance Program (HARP) have been expanded to (hopefully) include even more homeowners. Eliminating certain risk-based fees for borrowers who refinance into shorter-term mortgages and lowering fees for other borrowers; Removing the current 125 percent LTV ceiling for fixed-rate mortgages backed by Fannie Mae and Freddie Mac; Waiving certain representations and […]

Buffett’s Wager

Mr. Warren Buffett put forth a challenge to the GOP in Congress:  He will match all the voluntary monetary contributions Republican members of Congress make toward reducing the deficit and will even triple Senator Mitch McConnell’s donation. Is the GOP really concerned about the Public Debt?  They should take him up on the offer!

Auspicious Ending to 2011

I finally made it below the 250K mark debt-wise!  Yes!!!  I hope to continue the trend this year but at a slower clip.  Instead, I want to invest more in equities.  Last year, I started keeping track of my returns from my stock holdings.  Now, I’ll be able to compare from one year to the […]

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