May 24, 2022 Fantasy 5 $317,534
Posted on | May 25, 2022 | No Comments
Check your tickets if you bought them in San Diego.
Drawing was held on Tuesday May, 24, 2022. If you purchased Fantasy 5 tickets at the address below you might be a few hundred thousand richer as of last night’s draw.
Ticket was purchased here:
Top Prize Ticket
PACIFIC LIQUOR
2931 EL CAJON BL
SAN DIEGO CA 92104
This information was taken from the Calottery site.
July 2021 Dividend Income
Posted on | September 8, 2021 | No Comments
In July, I received $398.93 in dividends and applied the money toward the principal payments. The tables below list the stock and dividend amounts received.
My goal for the Mortgage Payoff Fund 1 is to average $250 in monthly dividends. This month I exceeded my goal by $4.05.
| Mortgage Payoff Fund 1 | ||
| Date | Stock | Amount |
|---|---|---|
| 7/1/21 | DX | 4.55 |
| 7/6/21 | IRM | 61.85 |
| 7/7/21 | AEG | 14.60 |
| 7/8/21 | MPW | 7.00 |
| 7/9/21 | MO | 43.00 |
| 7/14/21 | VTR | 11.25 |
| 7/15/21 | BXMT | 31.00 |
| 7/15/21 | SLG | 9.10 |
| 7/15/21 | STWD | 12.00 |
| 7/20/21 | CMO | 15.00 |
| 7/23/21 | SPG | 4.20 |
| 7/26/21 | EARN | 12.00 |
| 7/28/21 | ORC | 6.50 |
| 7/30/21 | NLY | 22.00 |
This is Mortgage Payoff Fund 2, I was going to use the money to recast the loan but decided to buy dividend stocks instead and use the income stream to send extra principal payments each month instead. I received $144.88 in dividends in July. Read more
Debt Update for August 2021
Posted on | August 30, 2021 | No Comments
Last month, I was able to reduce my principal balance by $750. The new balance is $187,000. July was a good month for dividends. In total, I received $398.93. I will provide a list of the dividends received in a future post.
Here is a chart of my debt balance this year: Read more
July 2021 Dividends – CMO
Posted on | July 20, 2021 | No Comments
CMO
Capstead Mortgage Corporation
Ticker: CMO
Recent high: February of 2020 – 8.27.
Current price on 7/19/2021: 5.92
CMO Profile from their website (http://www.capstead.com/):
We are a Real Estate Investment Trust that invests in U.S. government-backed, adjustable-rate residential mortgage securities on a leveraged basis. Formed in 1985 and based in Dallas, Texas, Capstead’s securities are listed on the New York Stock Exchange. We hold the distinction of being the oldest of the publicly-traded mortgage REITs.
I made multiple purchases between 5/21/21 and 6/11/21. My average cost is Read more
June 2021 Dividend Income
Posted on | July 15, 2021 | No Comments
In June, I received $152.36 in dividends and applied the money toward the principal payments. I received the following dividends:
My goal for the Mortgage Payoff Fund 1 is to average $250 in monthly dividends.
| Mortgage Payoff Fund 1 | ||
| Date | Stock | Amount |
|---|---|---|
| 6/1/21 | DX | 9.75 |
| 6/1/21 | WFC | 3.00 |
| 6/3/21 | MAC | 3.75 |
| 6/4/21 | LYG | .81 |
| 6/10/21 | XOM | 8.70 |
| 6/11/21 | LUMN | 25.00 |
| 6/15/21 | SLG | 9.10 |
| 6/17/21 | PRU | 11.50 |
| 6/18/21 | BP | 7.88 |
| 6/18/21 | NAT | 1.90 |
| 6/21/21 | RDS | 1.74 |
| 6/28/21 | ORC | 6.5 |
| 6/30/21 | ARCC | 10.00 |
This is Mortgage Payoff Fund 2, I was going to use the money to recast the loan but decided to buy dividend stocks instead and use the income stream to send extra principal payments each month instead. Read more
Debt Update July 2021
Posted on | July 14, 2021 | No Comments
I’m continuing to chip away at my debt. Currently, I owe approximately $187,750 in combine mortgage debt with an average interest rate of 3.25%. I was considering refinancing the loans but the proposed interest wasn’t low enough for it to make financial sense to do so. I still want to get rid of the loans ahead of schedule so I’ll continue to pay down the principal on a monthly basis with dividends I receive from my Mortgage Payoff Fund.
Here is a chart of my debt balance this year: Read more
July 2021 Dividends – SLG
Posted on | July 14, 2021 | No Comments
SL Green Realty corp
Ticker: SLG
Recent high: February of 2020 – 97.81.
Current price on 7/14/2021: 77.52
SLG profile from Wikipedia:
SL Green Realty Corp. is a real estate investment trust that primarily invests in office buildings and shopping centers in New York City. As of December 31, 2019, the company owned 43 properties comprising 14,438,964 square feet. Notable properties owned by the company are One Astor Plaza, One Vanderbilt, 461 Fifth Avenue, 810 Seventh Avenue, 919 Third Avenue, the Pershing Square Building, and Random House Tower.
I first heard of SLG over 5 years ago when it was trading as high as $120. Read more
My Mortgages
Posted on | March 20, 2021 | No Comments
My goal is is to be free of debt when I retire. I’m currently focused on paying down my mortgage which consists of two loans. The combined interest rate is fixed at 3.25. If I were to adhere to the amortization schedule the last payment will be due in 2044.
Due the drop in interest rates last year, I explored refinancing the loans but decided it wasn’t worth it in the end.
I explored three options. Option #1, refinance mortgage #1 and and keep the current terms on the second loan. Option #2, consolidate the loans. Option #3, recast mortgage #1.
Read more$5000 a year will make you almost a millionaire in 30 years
Posted on | January 18, 2018 | No Comments
A recent article posted on the CNBC site caught my attention. It was an interview with Billionaire investor Ron Baron. He stated that everyone can become wealthy investing in the stock market. A person just has to invest a small amount regularly for a long time and then live a long time. Compounding will do the rest.
He calculated that investing $5000 a year for 30 years it will grow to $890,000 based on historical stock market returns. Investing for just one decade it would become $110,000 and 20 years $250,000.
I started in Feb 2015 so by 2045 I should have $890,000. Let’s see how I compare over time.
April 2015 Spending
Posted on | May 26, 2015 | No Comments
I’m finally getting around to summarizing my spending for April. Last month, I finally fixed the brakes on my car. I might have been able to hold out a little longer but I didn’t think it was worth it to drive around and risk potentially rear-ending another vehicle. I also want to have better control over my frivolous spending which was too high. I definitely need to work on getting my discretionary spending under control. Other than those two line-items, the rest seemed about average.
Here are my totals for April: