A Look Back at My Spending in 2013
Posted on | August 11, 2014 | No Comments
I decided to analyze my spending from 2013. I sorted all of last year’s transactions by merchant and exported it to excel. The reason behind this is that I wanted to see which publicly traded companies provided a service or manufactured a product that I used in 2013. If I like the product or service a company provides I should consider investing in their stocks, especially if they provide a dividend. In fact, if it is a recurring expense, maybe I should invest enough money such that the dividend I receive covers the cost of the product or service. Here is the list:
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Dividend Paying Companies
AT&T, Inc.
Royal Dutch Shell plc
Regal Entertainment Group
Target Corp.
McDonald’s Corp.
Chevron Corporation
Microsoft Corporation
Sempra Energy
Wal-Mart Stores Inc.
Edison International
The Home Depot, Inc.
The Gap, Inc.
Time Warner Cable Inc.
Apple Inc.
Yum! Brands, Inc.
W.W. Grainger, Inc.
Walgreen Co.
Choice Hotels International Inc.
CVS Caremark Corporation
Starbucks Corporation
The TJX Companies, Inc.
The Kroger Co.
Papa John’s International Inc.
Ross Stores Inc.
Aramark
Costco Wholesale Corporation
The Walt Disney Company
Southwest Airlines Co.
Bank of America Corporation
Citigroup Inc.
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These corporations do not currently pay a dividend
O’Reilly Automotive Inc.
Jamba, Inc.
Barnes & Noble, Inc.
Sonic Corp.
Sprint Corporation
United Continental Holdings, Inc.
Yahoo! Inc.
Express Inc.
Google Inc.
Chipotle Mexican Grill, Inc.
AutoZone, Inc.
RadioShack Corp.
Amazon.com Inc.
Hilton Worldwide Holdings Inc.
E*TRADE Financial Corporation
My next step is to figure out how many shares of each company to buy. I’ll ignore taxes for now. As an example, how many shares of AT&T would it take to cover my monthly cell phone service? In a year, I probably spend about $850 on their service. T currently pays $1.84 a share per year. Which means that I would need approximately 461 shares. I already own T in my portfolio but I may consider purchasing more shares or shares of their competitor, Verizon. I’ll start small and eventually, I’ll have all my expenses paid for.
This list is not complete but it provides a good start. In order to make it more comprehensive, i’ll start documenting all the products that I buy that won’t show up in this list. For example, if I were to go shopping at Target only TGT would be listed and not the products I bought there. I’ll have to keep a separate list. I also noticed that a significant number of purchases were by private companies. Maybe I can buy their public traded counterparts.
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